Associate, Securitised Products, LBCM Capital Markets

End Date

Salary Range

Agile Working Options

Job Description Summary

Job Description

The Securitised Products Group (SPG) is part of Capital Markets within Lloyds Bank Corporate Markets (LBCM). The SPG business is based in London and New York and structures, markets, and distributes asset-backed securities on behalf of LBCM’s financial and corporate clients. SPG has access to the balance sheet of the Lloyds Banking Group and provides syndicated and bilateral asset-backed funding to its financial and corporate clients.

The Asset Risk Transfer (ART) desk within SPG is a client facing team that is focused on the origination, structuring and execution of credit risk transfer in synthetic and traditional securitisation formats. The ART team has an established record of issuance in UK and European markets.

The role entails working as a member of a deal team focussed on the structuring and delivery of risk transfer and other related securitisations. The successful individual will be expected to contribute to idea generation and execution of bespoke securitisation structures, working within the constraints of accounting, risk, capital, liquidity and regulatory frameworks.

Main Duties & Responsibilities

Experience Required

Skills & Aptitude

What we can offer you in return…

In addition to the competitive base salary you'll also receive:

We're committed to building a workforce which reflects the diversity of the customers and communities we serve, and to building an inclusive environment where all our colleagues can be themselves and succeed on merit. We support the principles of agile working and are happy to consider flexible working arrangements. We're an equal opportunity employer and deeply value diversity within our organisation.

Together we make it possible.

Our continued commitment to helping Britain recover means that as a colleague you can make a difference to customers, businesses and communities. Together we have a key role to play in shaping the bank of the future, whilst the scale and reach of our Group means you'll continue to have opportunities to learn, grow and develop.

We'll ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

This role is considered Certified under the Senior Manager and Certification Regime as either requiring mandatory qualifications or being deemed as a role capable of providing ‘significant harm’ to customers. Due to this, successful candidates will be subject to enhanced levels of vetting, and required to complete a fitness and propriety attestation on commencement in role. Colleagues performing this role will be required to be complete a fitness and propriety attestation on an annual basis and will also be subject to additional routine criminal and credit checks

As a certified colleague your details will be published on the FCA’s Financial Services Register

This role has been identified as a Client-dealing function under SYSC 27.8.18R as defined in the FCA Handbook

The Person (“P”) performs the client-dealing FCA certification function for a firm if:(1) P is carrying out any of the activities in the table in SYSC 27.8.19R; and(2) those activities will involve P dealing with:(a) a person with or for whom those activities are carried out; or(b) the property of any such person;in a manner substantially connected with the carrying on of regulated activities by the firm.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.